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Life is expensive. Here are six apps to help you approach money as an informed and organized consumer on a budget.

Congratulations, Planet Earth! We made it another 365 days without crashing into the sun. Go team!    It’s the end of the year, and that means three things: booze, ridiculous sunglasses with numbers on them, and lists. Lots and lots of lists. Up next? The Best Mobile Apps Of 2013.

In a year that saw Apple finally pass the one million milestone in terms of live applications in the App Store, it’s fair to say there’s a deluge of file-managers, smart calendars, budgeting tools and funky cameras to sift through to get to the real gems....

Launched in the US in 2011, BillGuard sells itself as the world’s first ‘people-powered antivirus system for bills’. Its predictive algorithms alert users to unexpected charges such as hidden fees, billing errors, scams and fraud on credit card bills. It also issues alerts when a similar dubious charge has been flagged by other users....

Are you member of "Generation Procrastination"? If your savings account and retirement plan are gathering virtual cobwebs, you probably are. A recent retirement study by Scottrade suggests that Gen Y is getting way behind on its savings. The recession, mounting student debt and freelance or part-time jobs offering few employee benefits may be to blame for what one Scottrade spokesperson called that generation's laissez-faire attitude toward personal finances.

Launched in the US back in April 2010, BillGuard sells itself as the world’s first ‘people-powered antivirus system for bills’....